Some quick thoughts about myRA

Some quick thoughts about myRA

We are hearing a lot these days about myRA.  So what is myRA?  At the risk of oversimplifying, it is a government administered retirement plan very similar to a Roth IRA with a government savings bond as the only investment option.  While myRA is certainly designed to...
How do I maximize my Social Security benefits?

How do I maximize my Social Security benefits?

For most Americans, Social Security retirement benefits typically represent 30 to 60 percent of their retirement income, yet, according to the National Social Security Association LLC, more than 90 percent of Social Security recipients receive less money than they are...
The Decline in Purchasing Power of the Dollar

The Decline in Purchasing Power of the Dollar

The attached chart shows the decrease in the purchasing power of $1 since 1870.  Clients almost always FAIL to plan for this.  Prices of goods and services basically double every 20 years.  A 50 year old today who projects that his portfolio will provide for $100,000...

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