Financial Planning

Because each financial decision can affect several other areas of your life, we take a holistic approach to working with our clients. When decisions are made in a piece-meal fashion without clear planning for the future, unintended consequences can happen.

We believe in the importance of teamwork. With your permission, we will take the leadership role in coordinating your plans with other professionals, such as your attorney, tax preparer, plan administrator and others. We will try to bring new ideas to the table and offer fresh solutions to your concerns.  We are dedicated to simplifying the complexity of your busy life. We would like to take an active role in carrying out the decisions that you’ve made.

As your financial planner, we act as a fiduciary, focusing on the best alternative for you and your family.

After our initial no-cost consultation, if we mutually agree to work together, we will discuss an appropriate course of action and any fees associated with the initial planning. Any such fees will be detailed in a specific planning agreement. After the initial planning engagement, we work on a retainer basis.  Our retainer is calculated as an agreed upon percentage of your assets under management. This retainer encompasses most subsequent planning services.

We seek to build a long-term, trusted advisor relationship with you over your lifetime.

Advisory services through EFP Advisors Inc., an SEC Registered Investment Advisor